Latest opinions that Hussam Kamel has shared on Finextra

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Hussam Kamel

Payments Architect

Icon Solutions

Member since

03 Oct 2018

Location

London

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Hussam's opinions

Fedwire Migration: The Final ISO 20022 Milestone?

Global payments infrastructures have undergone a gradual but fundamental shift over the past decade: Moving away from legacy formats to adopt ISO 20022, the now de facto global standard for financial messaging. In the US, the final ISO 20022 milestone has been reached. Fedwire, the Real-Time Gross Settlement (RTGS) service operated by the Federal...

30 July 2025 /payments

The Journey of Canada RTR and UK NPA Real-Time Payments

From Delays to Innovation: Payments Canada’s Real-Time-Rail (RTR) is the country’s new real-time payment system, enabling account-to-account (A2A) money transfers 24/7 for low-value payments with immediate fund availability and irrevocability. This initiative is part of a roadmap to modernise the country’s payment systems. Despite the geographical...

25 September 2024 /payments Banking Strategy, Digital and Transformation

Are Central Banks best positioned to tackle the cross-border payments conundrum?

Cross-border payments are riddled with complexity and lack the regulatory framework and standards to ensure the instant, seamless performance and competitively priced offerings that today’s banking customers have come to expect. Ripe for a revolution, it’s attracting numerous new ‘disruptive’ players and, as the market becomes increasingly crowded,...

10 September 2019 /payments Payments strategies 2015-2020-2030